Accepted Insurance and Health Plans

If your card states there is “no network”, or it refers to “reference pricing”, please visit this page .

The following list should be considered guidelines only as many insurers offer a wide variety of plan options that may determine, at the individual plan option level, whether or not a patient will be in network with Valley Health providers.

Insured individuals should check with their employer’s benefits manager, broker, or plan manual to ensure they are accessing care through their plan option’s preferred providers to ensure they are receiving the highest benefit level. Insurers may require that patients use specific lab services – please check your card or plan manual to ensure you have lab benefits.

Need help understanding Medicare vs. Medicare Advantage? Learn more here.

Insurer Plan
Aetna PPO
POS
HMO
Aetna Better Health Virginia (Managed Medicaid Plan)
Aetna Better Health West Virginia (Managed Medicaid Plan)
Aetna Medicare Advantage Plan
Aetna Medicare DSNP
Anthem and other Blue Cross plans PPO
POS
HMO (non-Anthem plans may not have benefits)
Exchange plans (Virginia only; non-Anthem plans may not have benefits)
Indemnity
FEP
HealthKeepers (PPO/HMO/Exchange)
Anthem Medicare Advantage
Anthem Medicare DSNP
Anthem HealthKeepers Plus (Managed Medicaid Plan)
National Plans
All others, contact your carrier
CareSource Exchange plans
Cigna PPO
HMO
EPO
Exchange plans
Great West
Clear Spring Health Medicare Advantage
Commercial/Private insurers utilizing the MultiPlan, PHCS, Virginia Health Network, and MedCost Networks. Coverage varies by insurer and insurer’s plan options. Check with your employer’s benefits manager, broker, or plan manual to ensure they are accessing care through their plan option’s preferred providers to ensure they are receiving the highest benefit level
Exchange Plans (sold through the ACA Marketplace Exchange)

Virginia & West Virginia ONLY
Anthem Healthkeepers Exchange
CareSource
Cigna Connect
Highmark West Virginia
Sentara Health Plans
United Healthcare
First Health First Health Network
Federal Employee Program (FEP) effective 1/1/2026 Aetna HealthFund CDHP and Aetna Value Plan (CDHP, Value)
Aetna: HDHP/Aetna Direct/Aetna Advantage (Advantage, Direct, HealthFund HDHP)
APWU Health Plan (Consumer Driven Option, High)
Blue Cross and Blue Shield (Basic, FEP Blue Focus, Standard)
Compass Rose Health Plan (High, Standard)
Foreign Service Benefit Plan (High)
GEHA Indemnity Benefit Plan (Elevate, Elevate Plus)
GEHA (HDHP, High, Standard)
M.D. IPA (High)
MHBP (Consumer, Standard, Value)
Panama Canal Area Benefit Plan (FFS Plan with a POS Option)
SAMBA (High, Standard)
UnitedHealthcare Insurance Company, Inc. (A HDHP with a Health Savings Account (HSA)) (HDHP)
UnitedHealthcare Insurance Company, Inc. (Choice Open Access)
UnitedHealthcare Insurance Company, Inc. Choice Plus Primary East (Advanced, Primary East, Primary)
HealthSmart HPO
Highmark West Virginia Exchange (West Virginia only)
PPO
Indemnity
Highmark Medicare Advantage
Highmark Medicare DSNP
Highmark Health Options Medicaid
Humana

(no Medicare PFFS)
Medicare Advantage PPO
Medicare Advantage HMO
Humana Medicare DSNP
Humana Virginia Medicaid
Innovation Health Innovation Health (Signature Partners)
Medicaid Fee For Service
(If assigned to a Managed Medicaid Plan – see below)
Virginia Medicaid and West Virginia Medicaid Fee For Service Plans are accepted.  If the insured has been assigned to a Medicaid Managed Care Plan, see “Managed Medicaid Plans” below.
Managed Medicaid Plans

Virginia & West Virginia ONLY
Aetna Better Health Virginia
Aetna Better Health West Virginia
Anthem HealthKeepers Plus
Highmark West Virginia Options
Molina Healthcare
Sentara Health Community Plan
The Health Plan of the Upper Ohio Valley
United Healthcare
Wellpoint West Virginia
Medicare A& B Fee For Service
(If assigned to a Medicare Advantage Plan – see below)
The Medicare A & B Fee For Service Plans are accepted.  If the insured has been assigned to a Medicare Advantage Plan, see “Medicare Advantage Plans” below.
Medicare Advantage Plans

(no Medicare PFFS)
Aetna Medicare Advantage
Anthem Medicare Advantage
Clear Spring Health Medicare Advantage
Highmark West Virginia Medicare Advantage
Humana Medicare Advantage
Peak Health Medicare Advantage
The Health Plan
United Healthcare Medicare Advantage
West Virginia Senior Advantage
Medicare DSNP Plans

Virginia & West Virginia ONLY
Aetna Better Health DSNP
Anthem HealthKeepers DSNP
Highmark West Virginia Medicare DSNP
Humana Medicare DSNP
Sentara Health Medicare DSNP
The Health Plan Medicare DSNP
United Healthcare Medicare DSNP
Wellpoint West Virginia DSNP
West Virginia Senior Advantage DSNP
Medicare Supplement Plans Valley Health doesn't contract directly with Medicare supplement plans, sometimes called MediGap plans.  Federal law requires that they pay after Medicare.
MedCost/Virginia Health Network PPO
Ultra
Multiplan/PHCS Coverage varies by insurer and insurer’s plan options. Check with your employer’s benefits manager, broker, or plan manual to ensure they are accessing care through their plan option’s preferred providers to ensure they are receiving the highest benefit level
Peak Health PPO
POS
HMO
Peak Health Medicare Advantage
PEIA (UMR only) PEIA (UMR only)

Valley Health does not accept PEIA through The Health Plan
Sentara Health Plans PPO
POS
HMO
Exchange (Virginia only)
Sentara Health Medicare DSNP
Sentara Community Plan (Managed Medicaid Plan)
The Health Plan PPO
POS
HMO
The Health Plan Medicaid
The Health Plan Medicare Advantage
The Health Plan Medicare DSNP
Tricare Tricare

Valley Health does not accept Johns Hopkins US Family Health Plan
United Healthcare PPO
POS
HMO
Optimum Choice
MDIPA
OneNet PPO
Options PPO
Exchange (Virginia & West Virginia only)
United Healthcare Medicare Advantage Plan
United Healthcare Medicare DSNP
United Healthcare Managed Medicaid Plan policies under Virginia Medicaid
Valenz Access Coverage varies by insurer and insurer’s plan options. Check with your employer’s benefits manager, broker, or plan manual to ensure they are accessing care through their plan option’s preferred providers to ensure they are receiving the highest benefit level
Virginia Medicaid  (if assigned to a Medicaid Managed Plan – see above) If the insured has been assigned to a Managed Medicaid Plan, see “Managed Medicaid” in the Insurer Column above.
Veterans Administration Veterans Administration
Community Care Network
Wellpoint West Virginia (formerly Unicare) Wellpoint Medicaid
Wellpoint Medicare DSNP
West Virginia Welfare/West Virginia Medicaid  (if assigned to a Managed Medicaid Plan – see above) If the insured has been assigned to a Managed Medicaid Plan, see “Managed Medicaid” in the Insurer Column above.

If you have any questions regarding your insurance plan’s participation status with Valley Health, please contact our Payer Contracting team at payercontracts@valleyhealthlink.com or 540-536-6140.