Accepted Insurance and Health Plans

• Aetna Medicare Advantage
• Anthem Medicare Advantage
• Highmark West Virginia Medicare Advantage
• Humana Medicare Advantage
• Peak Health Medicare Advantage
• The Health Plan
• United Healthcare Medicare Advantage - Accepted through 9/30/2026
• West Virginia Senior Advantage

Valley Health accepts every Medigap plan, regardless of which company issues it. Federal rules set the terms of payment by those plans to Valley Health. 

• PPO
• POS
• HMO
• Aetna Better Health Virginia (Managed Medicaid Plan)
• Aetna Better Health West Virginia (Managed Medicaid Plan)
• Aetna Medicare Advantage Plan
• Aetna Medicare DSNP

• PPO
• POS
• HMO (non-Anthem plans may not have benefits)
• Exchange plans (Virginia only; non-Anthem plans may not have benefits)
• Indemnity
• FEP
• HealthKeepers (PPO/HMO/Exchange)
• Anthem Medicare Advantage
• Anthem Medicare DSNP
• Anthem HealthKeepers Plus (Managed Medicaid Plan)
• National Plans

All others: Contact your carrier

• Exchange plans

• PPO
• HMO
• EPO
• Exchange plans
• Great West

• Medicare Advantage

Coverage varies by insurer and insurer’s plan options. Check with your employer’s benefits manager, broker, or plan manual to ensure they are accessing care through their plan option’s preferred providers to ensure they are receiving the highest benefit level

• Anthem Healthkeepers Exchange
• CareSource
• Cigna Connect
• Highmark West Virginia
• Sentara Health Plans
• United Healthcare

• First Health Network

• Aetna HealthFund CDHP and Aetna Value Plan (CDHP, Value)
• Aetna: HDHP/Aetna Direct/Aetna Advantage (Advantage, Direct, HealthFund HDHP)
• APWU Health Plan (Consumer Driven Option, High)
• Blue Cross and Blue Shield (Basic, FEP Blue Focus, Standard)
• Compass Rose Health Plan (High, Standard)
• Foreign Service Benefit Plan (High)
• GEHA Indemnity Benefit Plan (Elevate, Elevate Plus)
• GEHA (HDHP, High, Standard)
• M.D. IPA (High)
• MHBP (Consumer, Standard, Value)
• Panama Canal Area Benefit Plan (FFS Plan with a POS Option)
• SAMBA (High, Standard)
• UnitedHealthcare Insurance Company, Inc. (A HDHP with a Health Savings Account (HSA)) (HDHP)
• UnitedHealthcare Insurance Company, Inc. (Choice Open Access)
• UnitedHealthcare Insurance Company, Inc. Choice Plus Primary East (Advanced, Primary East, Primary)

• HPO

• Exchange (West Virginia only)
• PPO
• Indemnity
• Highmark Medicare Advantage
• Highmark Medicare DSNP
• Highmark Health Options Medicaid

• Medicare Advantage PPO
• Medicare Advantage HMO
• Humana Medicare DSNP
• Humana Virginia Medicaid

• Innovation Health PPO (Signature Partners)

Virginia Medicaid and West Virginia Medicaid Fee For Service Plans are accepted.  If the insured has been assigned to a Medicaid Managed Care Plan, see “Managed Medicaid Plans” below.

• Aetna Better Health Virginia
• Aetna Better Health West Virginia
• Anthem HealthKeepers Plus
• Highmark West Virginia Options
• Molina Healthcare
• Sentara Health Community Plan
• The Health Plan of the Upper Ohio Valley
• United Healthcare
• Wellpoint West Virginia

Medicare A & B and Medicare Railroad Fee For Service Plans are accepted. If the insured has been assigned to a Medicare Advantage Plan, see “Medicare Advantage Plans” below.

• Aetna Better Health DSNP
• Anthem HealthKeepers DSNP
• Highmark West Virginia Medicare DSNP
• Humana Medicare DSNP
• Sentara Health Medicare DSNP
• The Health Plan Medicare DSNP
• United Healthcare Medicare DSNP
• Wellpoint West Virginia DSNP
• West Virginia Senior Advantage DSNP

Valley Health accepts every Medigap plan, regardless of which company issues it. Federal rules set the terms of payments by those plans to Valley Health.

• PPO
• Ultra

Coverage varies by insurer and insurer’s plan options. Check with your employer’s benefits manager, broker, or plan manual to ensure they are accessing care through their plan option’s preferred providers to ensure they are receiving the highest benefit level.

• PPO
• POS
• HMO
• Peak Health Medicare Advantage

PEIA (UMR only). Valley Health does not accept PEIA through The Health Plan.

• PPO
• POS
• HMO
• Exchange (Virginia only)
• Sentara Health Medicare DSNP
• Sentara Community Plan (Managed Medicaid Plan)

• PPO
• POS
• HMO
• The Health Plan Medicaid
• The Health Plan Medicare Advantage
• The Health Plan Medicare DSNP

Tricare. Valley Health does not accept Johns Hopkins US Family Health Plan.

For the latest information about UnitedHealthcare and Valley Health, visit this page or call 1-888-472-0045. 

• PPO
• POS
• HMO
• Optimum Choice
• MDIPA
• OneNet PPO
• Options PPO
• Exchange (Virginia & West Virginia only)
• United Healthcare Medicare Advantage Plan- Accepted through 9/30/2026
• United Healthcare Medicare DSNP
• United Healthcare Managed Medicaid Plan policies under Virginia Medicaid

Coverage varies by insurer and insurer’s plan options. Check with your employer’s benefits manager, broker, or plan manual to ensure they are accessing care through their plan option’s preferred providers to ensure they are receiving the highest benefit level.

If the insured has been assigned to a Managed Medicaid Plan, see “Managed Medicaid” above.

• Veterans Administration
• Community Care Network

• Wellpoint Medicaid
• Wellpoint Medicare DSNP

If the insured has been assigned to a Managed Medicaid Plan, see “Managed Medicaid” above.